Business Insurance
Whether you're working independently, running a small business or managing more complex commercial risks, find insurance that reflects the way your business operates.
Choose the option that best reflects the type of business you run.
Flexible cover for consultants, contractors and independent professionals.
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Cover for tradespeople, sub-contractors and construction firms.
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Business insurance for growing companies across a wide range of sectors.
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Insurance for established businesses with larger or more complex requirements.
View Options →Explore six of the business insurance options customers choose most.
Helps protect if someone is injured or their property is accidentally damaged because of your business activities.
From £5 a month
View Cover →Protection against claims arising from professional advice, services or mistakes that cause a client financial loss.
From £8 a month
View Cover →Protection if an employee is injured or becomes ill through their work, and legally required for most UK employers.
From £5 a month
View Cover →Helps your business respond to cyber attacks, ransomware, data breaches and other digital threats.
From £5 a month
View Cover →Helps protect directors and senior decision-makers against claims arising from decisions made while running the business.
From £5 a month
View Cover →Support with certain employment, contract and tax disputes, plus access to legal advice.
From £6 a month
View Cover →Prices shown are average monthly equivalents of annual premiums. Your price will depend on your business and the cover you choose. Monthly payments are available at 0% APR, with a higher first payment.
From professional services and technology to retail, hospitality and recruitment, insurance is available across a wide range of industries.
Accountants, architects, surveyors, consultants and other professional businesses.
View Sector →Software businesses, IT consultants, developers and digital agencies.
View Sector →Estate agents, letting agents, property managers, surveyors and consultants.
View Sector →Independent retailers, online stores, marketplace sellers and ecommerce businesses.
View Sector →Cafés, restaurants, pubs, catering businesses and leisure operators.
View Sector →Therapists, wellbeing practitioners, trainers, coaches and other client-focused professionals.
View Sector →Tutors, trainers, educational consultants, coaches and learning providers.
View Sector →Marketing agencies, designers, photographers, PR businesses and freelance creatives.
View Sector →Freight forwarders, logistics consultants, supply-chain specialists and transport businesses.
View Sector →Recruitment agencies, executive search firms, specialist recruiters and talent consultancies.
View Sector →
Many eligible businesses can quote and buy online in minutes, with policy documents available straight away.
If your requirements are larger, more specialist or don't fit the online journey, Captivo can connect you with an FCA-authorised commercial insurance partner who can assess your requirements, provide insurance advice and arrange appropriate cover.
Eligible policies include access to practical legal support and business resources to help with the everyday challenges of running your business.
Speak to qualified solicitors about business-related legal issues, including employment law, health & safety, client contracts and other everyday legal questions.
Access ready-to-use contracts, policies, procedures, guides and templates designed to help with the practical and legal side of running your business.
Still not sure? Call us on 01225 284968.
That depends on what your business does, whether you employ people, how you interact with customers and any contractual requirements you have.
Public Liability, Professional Indemnity, Employers' Liability, Cyber and other covers may be relevant depending on how your business operates.
Yes. Your online quote will show the cover options available based on the information you provide, allowing you to choose the protection relevant to your business.
Most types of business insurance are not legally compulsory.
Employers' Liability Insurance is legally required for most UK businesses that employ people, subject to limited exemptions. Other types of cover may be required by customers, landlords, professional bodies or contracts.
Many eligible businesses can quote and buy online, with policy documents available straight away after purchase.
If your requirements don't fit the online journey, Captivo can connect you with an FCA-authorised commercial insurance partner who can assess your requirements, provide insurance advice and arrange appropriate cover.
Yes. Monthly payments are available at 0% APR, with a higher first payment.
Online insurance available through Captivo is provided by Markel, a long-established specialist insurer supporting thousands of UK businesses across a wide range of professions and trades.
Full insurer and policy details are shown before you buy.
Explore your options online and find cover that fits your business.
