Healthcare & Wellbeing Insurance
People come to you because what you do matters to them. The right protection helps look after the practice you've built around helping them.
Healthcare and wellbeing covers a broad range of professions, from therapists and wellbeing practitioners to trainers and fitness professionals.
Your insurance should reflect your activities, where you work and the people you work with.
For professionals including:
Choose the protection that's relevant to your work, your clients and the way you operate.
Protection against eligible claims arising from professional advice, services or instruction.
View Cover →Helps protect against eligible claims involving injury to other people or damage to their property.
View Cover →Helps your business respond to cyber attacks, compromised client information and digital disruption.
View Cover →Protection for employee injury or illness, and legally required for most UK employers.
View Cover →Support with certain business disputes and covered legal issues.
View Cover →Helps protect directors and senior decision-makers against certain claims arising from management decisions.
View Cover →When someone trusts you with their wellbeing, the potential risks can come from both the professional service you provide and the way you interact with clients day to day.
A client may allege that professional advice, treatment, instruction or another insured service caused them harm or financial loss.
Clients may visit your premises or you may work in theirs. A slip, trip or accidental damage to property can make Public Liability relevant.
Homes, studios, gyms, treatment rooms and client premises can each create different practical risks around the work you do.
Appointment records and personal or sensitive information can make data security an important part of protecting the business.
Adding staff, new treatments, premises or additional services can change the activities your insurance needs to reflect.
See the cover options available for the work you do and build your quote online.
Eligible policies include access to practical legal support and business resources to help with the everyday challenges of running your business.
Speak to qualified solicitors about business-related legal issues, including contracts, employment law, health & safety and other everyday legal questions.
Access ready-to-use contracts, policies, procedures, guides and templates designed to help with the practical and legal side of running your business.
Still not sure? Call us on 01225 284968.
The cover that's relevant will depend on your profession and activities. Professional Indemnity and Public Liability can both be particularly relevant where you provide professional services or work directly with clients.
Professional Indemnity generally deals with claims arising from professional services, advice or instruction. Public Liability generally deals with claims involving injury to other people or damage to their property.
Depending on your occupation and policy, cover may be available for professionals working at their own premises, client locations or other venues.
It can be if you store client information or rely on digital systems, email or cloud services.
It's legally required for most UK businesses employing people, subject to limited exemptions.
No. Eligibility depends on your occupation and the activities you undertake. Check your occupation and activities during the quote process or talk to us if you're unsure.
Online insurance available through Captivo is provided by Markel. You'll see full insurer and policy details before you buy.
Cover for the practice that lets you focus on the people you help.
