Legal Expenses Insurance
Running a business means dealing with people, contracts and decisions that can sometimes need legal attention. Legal Expenses Insurance provides cover for specified legal matters under the policy.
From £6 a month

Legal Expenses Insurance helps with certain legal costs involved in pursuing or defending covered disputes, investigations and proceedings.
Protection for eligible legal costs arising from certain disputes involving clients, suppliers or business contracts.
Cover for certain legal costs arising from qualifying employment disputes and proceedings.
Support with eligible professional costs arising from certain tax investigations, including qualifying IR35 matters.
Protection for certain legal costs arising from covered Health & Safety investigations.
Cover for certain legal defence costs arising from qualifying criminal proceedings connected with the business.
Cover for certain eligible costs associated with jury service attendance.
If an insured legal issue arises, Legal Expenses Insurance can help with eligible legal costs and professional representation involved in pursuing or defending the matter, subject to the policy terms and conditions.
Even carefully run businesses can become involved in legal disputes or investigations. Here are a few examples of when Legal Expenses Insurance could help.

A client refuses to pay following a disagreement over a contract and your business needs legal support to pursue a qualifying claim.
HMRC opens a covered investigation into your business tax affairs and professional representation is required.
A former employee brings a qualifying employment claim against your business and legal representation is needed to defend it.
Legal Expenses Insurance
From
a month
Up to £100k cover
Cover for a range of eligible legal costs, including certain contract disputes, employment matters and tax investigations.
Prices shown are average monthly equivalents of annual premiums. Your price will depend on your business and the cover you choose. Monthly payments are available at 0% APR, with a higher first payment.
Eligible online policies also include access to practical legal support and business resources.
Speak to qualified solicitors about business-related legal questions, even before an issue develops into an insured dispute.
Access ready-to-use contracts, policies, procedures, guides and templates.
Still not sure? Call us on 01225 284968.
It can help with the cost of pursuing or defending certain insured legal actions, subject to the policy terms, limits and exclusions.
Certain employment disputes can be covered, subject to the policy terms.
Certain tax investigations can be covered, including qualifying IR35 matters.
Certain qualifying contract disputes can include pursuing debts owed by clients.
No. Cover applies to the insured events set out in the policy and remains subject to its terms, conditions and exclusions.
No. The advice service gives you access to legal guidance. Legal Expenses Insurance provides financial protection for certain covered legal actions.
Online Legal Expenses Insurance available through Captivo is provided by Markel, an established specialist insurer with more than 25 years' experience supporting professionals and businesses. You'll see full insurer and policy details before you buy.
Cover for claims arising from professional advice, services or mistakes.
View Cover →Cover for employee injury or illness, and a legal requirement for most employers.
View Cover →Cover for certain claims made personally against directors and officers.
View Cover →Give your business access to cover and support when an insured legal issue needs more than everyday advice.
