Directors' & Officers' Insurance
Directors and officers can carry responsibilities that are personal as well as corporate. D&O Insurance is designed around certain risks that come with leading and managing a company.
From £12 a month
Directors' & Officers' Insurance helps protect individuals against certain personal liabilities arising from their role in managing a company.
Protection against certain claims alleging wrongful acts committed while carrying out management responsibilities.
Cover for certain eligible legal costs where a director or officer becomes personally involved in an official investigation.
Help with certain legal costs involved in defending proceedings seeking to disqualify someone from acting as a director.
Cover for eligible legal representation during certain covered investigations or proceedings.
Protection where a director or officer faces covered legal liability personally rather than the claim being made solely against the company.
Cover can reimburse the company in certain circumstances where it is legally permitted to indemnify a director or officer.
If a covered claim or proceeding arises, Directors' & Officers' Insurance can help with eligible defence costs and damages or compensation the insured person becomes legally liable to pay.
Even experienced directors can face personal allegations arising from decisions made in good faith. Here are a few examples of how a D&O claim could arise.
A shareholder alleges that decisions made by the directors caused financial loss and brings a claim against them personally.
A director becomes personally involved in an official investigation connected with decisions made while running the company and requires legal representation.
A director is personally investigated following allegations that management failings contributed to a serious workplace incident.
Directors' & Officers' Insurance
From
a month
£100k to £1m cover available
Choose the level of protection that reflects your business, management responsibilities and potential personal exposure.
Eligible online policies also include access to practical legal support and business resources.
Speak to qualified solicitors about business-related legal issues.
Access practical contracts, policies, procedures, guides and templates for the everyday challenges of running a company.
Still not sure? Call us on 01225 284968.
Yes. Limited liability doesn't prevent certain claims, investigations or proceedings from being brought against directors or officers personally.
Broadly, it can include certain actual or alleged errors, omissions, breaches of duty or other wrongful conduct committed in someone's capacity as a director or officer, subject to the policy wording.
It can help with certain defence costs, legal liabilities, damages, investigations and proceedings arising from a person's role as a director or officer.
Certain investigations and proceedings can be covered, subject to the policy terms.
Policies generally exclude deliberate fraudulent, dishonest or criminal conduct. The precise application depends on the circumstances and policy wording.
D&O covers directors and officers against certain claims arising from their management responsibilities. Professional Indemnity covers the business against certain claims arising from professional advice or services.
Online Directors' & Officers' Insurance available through Captivo is provided by Markel, an established specialist insurer with more than 25 years' experience in business insurance. You'll see full insurer and policy details before you buy.
Cover for claims arising from professional advice, services or mistakes.
View Cover →Cover for cyber attacks, data breaches and digital disruption.
View Cover →Cover for certain legal disputes, investigations and proceedings.
View Cover →Give eligible directors and officers cover that recognises the personal responsibilities that can come with leadership.
