Technology & Digital Insurance
The best technology becomes part of how people work, sell and grow. The right protection gives your business room to keep developing what comes next.
Technology businesses rely on systems, data, expertise and client relationships every day.
Whether you develop software, advise clients, manage digital projects or provide specialist IT services, your insurance should reflect the work you do, the information you handle and the responsibilities you take on.
For technology & digital businesses including:
Choose the protection that's relevant to your business, your clients and the way you work.
Protection against eligible claims arising from professional advice, services, errors or omissions.
View Cover →Helps your business respond to cyber attacks, data breaches and digital disruption.
View Cover →Helps protect against eligible claims involving injury to other people or damage to their property.
View Cover →Protection for employee injury or illness, and legally required for most UK employers.
View Cover →Helps protect directors and senior decision-makers against certain claims arising from management decisions.
View Cover →Support with certain business disputes and covered legal issues.
View Cover →Technology businesses can become closely connected to the way their clients operate. The risks can arise through the technology itself, the environments you work in, the data you handle and the contractual commitments you make.
Errors in code, configuration, migration or implementation can lead to rework, downtime or financial loss for a client.
IT consultants and technology specialists may spend time on-site installing, configuring or supporting systems. Accidental injury or property damage can create a Public Liability exposure.
Technology businesses can hold client credentials, commercially sensitive data and access to important systems, increasing the potential impact of a cyber incident.
Where clients depend on a system, platform or service you provide, disruption can affect their ability to operate.
Larger projects may involve service levels, delivery obligations and minimum insurance requirements that increase the responsibilities around your work.
See the cover options available for your technology business and build your quote online.
Eligible policies include access to practical legal support and business resources to help with the everyday challenges of running your business.
Speak to qualified solicitors about business-related legal issues, including client contracts, employment law, health & safety and other everyday legal questions.
Access ready-to-use contracts, policies, procedures, guides and templates designed to help with the practical and legal side of running your business.
Still not sure? Call us on 01225 284968.
The cover that's relevant will depend on the services you provide and how your business operates. Professional Indemnity and Cyber Insurance can be particularly relevant where clients rely on your technology, expertise or services.
Professional Indemnity generally deals with claims arising from professional services, advice or mistakes. Cyber Insurance addresses specified cyber attacks, data breaches and digital disruption.
Yes. Technology contracts can specify particular types and levels of insurance before work begins.
Eligible claims arising from errors or omissions in insured professional services can be covered, subject to policy terms.
It can be. Smaller businesses can still depend heavily on email, cloud services, software, digital systems and data.
It's legally required for most UK businesses employing people, subject to limited exemptions.
Online insurance available through Captivo is provided by Markel. You'll see full insurer and policy details before you buy.
Business insurance for companies that keep evolving.
